Documents

Documents for PMAY Urban 2.0 and PMAY Gramin

पीएमएवाई शहरी 2.0 और ग्रामीण के दस्तावेज़

Last reviewed: 11 November 2026

The exact papers you need depend on the scheme, the vertical, and what the urban local body, the Gram Panchayat or the lending institution asks for on the day. This page lists the documents that official manuals and guidelines commonly describe, so you can gather them before you open the official portal. Do not upload documents on this website, and do not send copies of identity papers to an unofficial address.

Urban 2.0: papers commonly asked for

Purpose	Papers commonly described in official material
Identity and family	Identity proof for the applicant and family members, consistent with the official family definition (husband, wife and unmarried children). Official guidelines require Aadhaar or an Aadhaar Virtual ID to be integrated on the official system — that verification happens on the official portal, not here.
Income	For category eligibility, an income certificate or other proof the urban local body accepts. For the Interest Subsidy Scheme, a self-certificate or affidavit of income, as the guidelines provide.
“No pucca house” and previous benefits	An undertaking, in the official format, that the family does not own a pucca house anywhere in India and has not received a housing-scheme house in the last 20 years.
Beneficiary Led Construction	Proof of ownership of the land, and a building plan, as the implementing agency requires. If the State is giving a patta to a landless family, the official land-rights paper.
Affordable Housing in Partnership	Papers the project and the urban local body require for allotment, including identity, income and the official undertakings.
Interest Subsidy Scheme	The papers the participating lender requires for a home loan (income, property, approved layout plan unless the State has a deemed or pre-approved plan exemption), plus portal registration of demand.
Bank details for official payments	A bank account in the official beneficiary’s name, used only on the official portal or at the official office — never typed into an unofficial form.

Keep spellings of names, dates of birth and addresses consistent across papers. If the house is to be in the woman’s name or in joint names, the title and the application should match that official rule. See eligibility and how to apply.

Income and “no pucca house” declarations

These two declarations do a lot of work. The income figure places the family in EWS, LIG or MIG under the national ceilings (or under a State’s officially redefined EWS ceiling). The “no pucca house” and 20-year declarations are explicit eligibility tests. A false declaration can have legal consequences, which the Interest Subsidy Scheme guidelines also mention. Read the official undertaking format on the portal before you sign.

Land documents for Beneficiary Led Construction

This vertical is for a new house on land the family already has, or on a heritable but non-transferable patta the State provides. The implementing agency validates ownership papers and the building plan. Enhancement or renovation of an existing house is not allowed, so papers that only support a repair will not turn a repair into a new-house sanction.

PMAY Gramin: what families are typically asked to keep ready

Rural selection starts from official lists, not from a self-uploaded application pack in the urban style. Once a household is in the official process, families are commonly asked to keep ready: identity papers, a bank account for direct benefit transfer, details that match the SECC or Awaas+ record, and, where land is involved, the papers the State requires. Geo-tagged photographs of the present dwelling and the proposed site are part of the official survey method. Follow the Gram Panchayat and the official rural portal. A longer explanation of the scheme is on PMAY Gramin; looking up a name is explained on the list page.

Safe	Not safe
Reading this guide, then opening the official `.gov.in` or `.nic.in` portal yourself	Emailing Aadhaar, bank details or photographs of documents to an unofficial address
Taking photocopies to the urban local body, the panchayat or a participating lender	Paying a fee to a third party to “upload your file”
Typing an OTP only on the official portal after you have checked the address bar	Typing an OTP into a page you reached from an unexpected message

Related pages: how to apply, status, PMAY Urban 2.0.

Documents by vertical

The September 2024 scheme guidelines and the beneficiary user manual do not publish one identical file list for every city. They do describe what each vertical has to prove. Use the table as a packing list, then follow the checklist the official portal shows on the day you apply. Upload files only at pmaymis.gov.in or hand paper copies to the urban local body, the Gram Panchayat or the participating lender.

Vertical	What official material says you are proving	Papers commonly kept ready	Where they are submitted
Beneficiary Led Construction	An EWS family will build a new pucca house on its own land, or on a patta the State gives a landless family. Repair of an old house is not this vertical.	Identity for the applicant and family; income proof the city accepts; the official “no pucca house” and 20-year undertaking; land-ownership proof or the patta; a building plan the implementing agency accepts.	Official Urban 2.0 portal, then validation by the urban local body.
Affordable Housing in Partnership	An EWS family will own a 30–45 square metre house in a public project or a whitelisted private project.	Identity, income proof, the same undertakings, and the allotment or voucher papers the project and the city ask for.	Official portal and the implementing agency. Redeemable housing vouchers, where used, are issued through that official route.
Affordable Rental Housing	An EWS or LIG household needs rental housing (working women, industrial workers, migrants, students, or people who cannot yet buy). The implementation note does not list MIG for this vertical.	Identity and income proof in the EWS or LIG band, and whatever occupancy papers the rental project publishes.	The official project and the urban local body, not an unofficial “booking” page.
Interest Subsidy Scheme	An EWS, LIG or MIG family will buy or build with a home loan sanctioned and disbursed on or after 1 September 2024.	A self-certificate or affidavit of income, as the guidelines allow; the lender’s property papers; an approved layout plan unless the State has a deemed or pre-approved plan; portal acknowledgement of demand.	Demand is registered on the official portal and then examined by the participating lender.
PMAY Gramin	A rural household is already on, or is being surveyed for, the official deprivation list. This is not an urban self-upload.	Identity that matches the SECC or Awaas+ record, a bank account for direct benefit transfer, and land papers where the State asks for them. Geo-tagged photographs of the present house and the site are part of the official survey.	Gram Panchayat, block office and the official rural portal at pmayg.dord.gov.in.

How to prepare the papers before you open the portal

Work through the papers in this order so a mismatch does not stall an official file.

Write down the family as the urban guidelines define it: husband, wife and unmarried sons and unmarried daughters. Do not add a married child, and do not drop a spouse, unless the official form itself gives a different instruction for a widowed, separated, unmarried or transgender applicant.
Make the name, the spelling and the date of birth identical on the identity proof, the bank account and the land record. If a woman’s name will be on the title, or the title will be joint, the application should already say so. The guidelines say a house built or bought with Central assistance should be in the female head’s name, or jointly in the name of the male head and his wife, except in the cases they list.
For income, decide which proof the vertical actually uses. Beneficiary Led Construction and Affordable Housing in Partnership follow the urban local body’s income check for the EWS band. The Interest Subsidy Scheme specifically allows a self-certificate or affidavit. An income-tax return is not a universal requirement. A false income statement can have legal consequences, which the Interest Subsidy Scheme guidelines mention.
For land, collect the document that shows the family can build: a title deed, a record of rights, or the patta. A paper that only authorises repair of an existing room will not support Beneficiary Led Construction, because enhancement and renovation are not permitted.
Keep phone numbers and bank details for the official portal and the lender only. The support addresses published on the Urban portal footer are listed on the contact page. Confirm them on the government site before you use them.

Step by step: from papers to the official desk

Step	What you do	What you do not do
1. Sort urban or rural	Read eligibility and ask the urban local body or the Gram Panchayat which jurisdiction the house site falls in.	Do not prepare an urban file for a rural-only list, or the reverse.
2. Match the vertical	EWS families look at construction, partnership housing, rental housing and the interest subsidy. LIG families look at rental housing and the interest subsidy. MIG families look at the interest subsidy.	Do not assume the ₹2.50 lakh construction assistance is open to every income band.
3. Assemble one set	Photocopies for the office, and clear scans only if the official portal asks for uploads.	Do not email scans to a private address that offers to “file PMAY”.
4. Open the official host	pmaymis.gov.in for Urban 2.0, or pmayg.dord.gov.in for a rural list.	Do not type an Aadhaar number or an OTP into this website.
5. Keep the acknowledgement	Save the application reference the portal gives you, and the lender’s sanction if you are on the interest subsidy.	Do not pay a fee to a third party to “speed up” that reference.

Aadhaar or an Aadhaar Virtual ID is integrated on the official system. The guidelines ask States to enrol a person who does not yet have one. That check happens on the government portal. This guide never asks for the number.

Related reading: how to apply, PMAY Gramin, and how to check status.

How to apply for PMAY Urban 2.0 on the official portal

Apply for PMAY Urban 2.0 only on the official MIS at pmaymis.gov.in. This page walks through the published steps and where each official link goes.

PMAY eligibility: Urban 2.0 income categories and Gramin selection

Check PMAY Urban 2.0 eligibility by income category (EWS, LIG, MIG), the pucca-house rule and the 20-year bar, plus how PMAY Gramin selection works.

PMAY Gramin: rural housing assistance and how the list is drawn

PMAY Gramin assistance is ₹1.20 lakh in plain areas and ₹1.30 lakh in notified hill and North-Eastern States. See size, selection and official links.

How to check PMAY status on the official Urban and Gramin portals

Check PMAY Urban 2.0 or PMAY Gramin status only on the official portals. This page shows which official service to use and how to avoid lookalike forms.

Pradhan Mantri Awas Yojana (PMAY): Urban 2.0 and Gramin

A clear guide to PMAY Urban 2.0 and PMAY Gramin: eligibility, assistance amounts, and how to apply or check your name on the official portals.

Frequently asked questions

Do I need an income-tax return to prove income?

Not necessarily. Official material for the Interest Subsidy Scheme specifically allows a self-certificate or affidavit. An urban local body may ask for an income certificate or other local proof. Follow what the official portal and the office in your city actually request.

Can I submit documents on this website?

No.

What if my land is in a parent’s name?

That is a question for the urban local body and the official land records, not for an unofficial form. Beneficiary Led Construction requires official proof of the land the family will build on, or an official patta.